BSides Kerala 2025 Speakers

Johnson Jose

Group President and Chief Technology Officer at Federal Bank.




Panel discussion: DPDP Act and Banking: A new era of personal data protection

The Digital Personal Data Protection (DPDP) Act is set to redefine how the banking sector handles personal data, ushering in a new era of security and consumer trust. This panel will dive into how the Act is revolutionizing data protection practices, highlighting the challenges and innovations banks face as they adapt to this sweeping regulation. With the rapid rise of digital banking and data-driven technologies, ensuring consumer privacy is more critical than ever. Experts will explore the transformative impact of the DPDP Act on data management, compliance strategies, and the evolving risks of cyber threats. This conversation will also examine how banks can stay ahead of regulatory demands while continuing to innovate. Discover how the DPDP Act is not just a regulatory challenge, but a unique opportunity to build a more secure and transparent financial ecosystem.

Johnson Jose

Johnson Jose, CTO of Federal Bank, is a seasoned professional with nearly three decades of experience in driving the bank’s digital transformation. He has played a crucial role in modernizing operations through innovations like Total Branch Automation (TBA), Core Banking Solutions (CBS), and AI-powered tools such as the chatbot Feddy. His leadership has significantly enhanced both customer experience and operational efficiency.

Johnson has been at the forefront of adopting emerging technologies such as blockchain, biometrics, and AI. He spearheaded automation of over 400 processes, introduced SmilePay, a contactless payment system, and led Federal Bank’s hybrid cloud migration strategy. His work in open banking, with over 700 APIs published for fintech collaborations, has positioned the bank as an industry leader.

Additionally, Johnson is committed to cybersecurity and customer education, ensuring the protection of data and raising awareness about digital threats. His visionary approach to banking technology has set Federal Bank on a path of continued innovation and success.